Yesterday I met with a woman who is eligible for Medicare benefits 7/1/12. She unfortunately has not had health or drug insurance for a number of years and was totally confused by all the mailers sent to her. After hearing her financial and health coverage needs and identifying/selecting a new physician/medical group for her, we reviewed her plan options. She, and her daughter who accompanied her, were delighted that mom could have access to a Medicare Advantage HMO, without adding an additional premium to her current Part B premium, and that the plan would also include low copays for medical services and drug benefits.
Everyone is unique – their health history, their medical needs, their provider preference, their drug needs and their financial concerns. Make sure when selecting Medicare insurance coverage that all those areas are taken into consideration before making a decision on which coverage to enroll with.