Benefits, coverages, drug tiers and copays can change every year. Don’t assume your benefits for 2013 under your current Medicare Advantage plan will remain the same. In September you were sent a packet by your current Medicare Advantage plan regarding changes in their benefits, copays and drug coverages for 2014. Make sure to review that material so that you know what the differences will be for 2014 for you if you stay on your current plan.
Depending on the results of your review, you may want to compare your plan’s coverages/expenses with other Medicare Advantage plans focusing only on those Medicare Advantage plans that your medical group takes.