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I Am Going To Retire But Only Have Medicare Part A. How Do I Get Part B?

March 20, 2017 / Barbara Hogan / Medicare Insurance
0

There are 2 forms (available thru Social Security) that need to be completed to activate your Part B (outpatient) benefits.  One form is completed by you; the other is completed by your employer; both forms need to be taken to Social Security for enrollment onto Part B.  Your new enrollment allows you a special election period any time during the year, no penalty.

Once you are enrolled onto both Part A and Part B of Medicare you have choices:  (1) you can add a Medicare supplement/medigap policy, if you want freedom of choice when selecting providers, along with a stand alone prescription drug plan; (2) you can select a Medicare Advantage/HMO plan (i.e., all of your doctors would need to be in the same medical group and take the HMO plan you select) – the HMO would provide both your medical and prescription drug coverage; or (3) if your company has a retiree plan that contains prescription coverage and states in their plan document that the drug coverage is deemed comparable to a Medicare drug plan, you can go ahead and partner that retiree plan with your Part A and B of Medicare.

advantage, baby boomer, drug coverage, employer plan, Hmo, medicare advantage plan, medicare supplement, medigap policy, part A, Part B, part C, Part D drug plans, retiree, stand-alone drug plan, supplement

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