Everyone has a story about why they started their business. I started Barbara Hogan Insurance Services Inc. because of my experience as a caregiver for 10 years for my mother, who had Alzheimer’s. I have firsthand experience with Medicare health and drug insurances, as well as understanding the need for long-term care insurance.
I also was in Human Resources for over 13 years, during which time I was the director of a private-label Medicare supplement plan.
After my mother died in 3rd stage Alzheimer’s, I saw the need for a no-cost resource for help in understanding Medicare benefits and the many (and often bewildering) options available. I also felt it was important for people to have a trusted resource who would enroll them in the right Medicare coverages when they became eligible ... who would be available when they had questions during the year ... and who would continue to be that trusted resource at annual enrollments.
My focus is on understanding my client’s specific needs and educating them on the Medicare insurance options that will fit those needs. As a licensed life agent/broker, I am appointed with a number of insurance companies, so I can offer numerous carriers and products and give my clients freedom of choice.
Each year I am required to be recertified on Medicare and with each insurance carrier with which I am appointed, so you know I am completely up to date on the options and offerings available.
I do not charge for my services, whether I am doing a review of current coverage or enrolling you onto coverage. If you do decide to have me enroll you onto insurance coverage, I receive a commission from the insurance company—the commission is already built into the products. Medicare oversees the commission amounts for Medicare Advantage and stand-alone drug plans to ensure that there is no incentive for an agent to favor one insurance plan or carrier over another.
Please feel free to call me at 949-422-8772 to clarify questions you may have about Medicare and the benefit options available to you. There is no cost or obligation.
Barbara Hogan Insurance Services Inc. is not associated with Medicare or the Centers for Medicare and Medicaid Services (CMS). Medicare has neither reviewed nor endorsed this information. By calling our phone number, you will be directed to a licensed insurance agent. Licensed for the State of California only.